Why does car insurance go down after you’ve had a license for over a year ?

Why does car insurance go down after you’ve had a license for over a year ?

OK it seems really strange to me that after having a license for over a year and not driving at all that insurance prices drop down ? It would make more sense for insurance to be cheaper the day you pass your test as you are well practised at driving after not driving for a year or 2 years or more your driving skill will have dropped significantly and yet insurance companies think you will be a safer driver ???

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


RELATED:

Question about health insurance and moving out?

My dad is totally ok with me moving closer to school so i’m glad to know that wont be a problem 😀 thank you everyone for answering my question. All were good answers


I hit someone and I didn’t insurance so we agreed that she get her car fixed through her insurance.?

I should have mentioned that I hit her car while she was parked and unattended I waited for her to come out of the store to inform her I bumped so my car only caused a buff-able scratch and a dent. No injuries and no damage to my car.


What is a good company for individual dental insurance?

What is a good company for individual dental insurance?


Why does the media almost never say anything positive about Obamacare?

1. Healthcare spending is down (Source: http://www.businessinsider.com/health-care-spending-growth-slow-2014-7 ) 2. The percent of uninsured went from an average of 17% to 13.4%. (Source: http://www.gallup.com/poll/172403/uninsured-rate-sinks-second-quarter.aspx ) 3. People are happy w/their new health insurance (Source: http://www.usnews.com/news/blogs/data-mine/2014/11/14/obamacare-plans-earn-high-marks ) 4.Healthcare quality has increased: http://www.hhs.gov/news/press/2014pres/05/20140507a.html I understand there are negative effects of the new law, but the mainstream media has virtually never shed light on any positive news. It seems very biased to me. For example, more open enrollment is beginning, on Nov. 15, if more people knew this it could save lives and money, but the media did not report on that. Instead they chose to report about what the MIT professor said about the law over and over again. Why does the media almost never say anything positive about Obamacare? Thoughts?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What is cheap car insurance for a new driver?

I am a new driver and I need insurance for a Jeep Grand Cherokee 2000. I am a student and I need cheap insurance


Got speeding ticket, defensive driving available but no insurance?

I got a speeding ticket in Carrollton, TX in my bf’s car. My bf presented his insurance but I got left with the ticket. I can take defensive driving to help get it off my record. The only problem is, is I don’t have my own insurance which is required to take the class or car to put insurance on. Could I get a temporary insurance or be listed as a non driver on someone’s insurance and will it cause their insurance to raise?


What’s the grace period on Nationwide car insurance?

What’s the grace period on Nationwide car insurance?


Why does car insurance go down after you’ve had a license for over a year ?

OK it seems really strange to me that after having a license for over a year and not driving at all that insurance prices drop down ? It would make more sense for insurance to be cheaper the day you pass your test as you are well practised at driving after not driving for a year or 2 years or more your driving skill will have dropped significantly and yet insurance companies think you will be a safer driver ???

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Homeowners Insurance Policy Rate increases $220?

I bought a home in 2006. Had a policy for $550.00. Next bill 200+ more (nothing in policy changed). switched company Got AAA policy $ 512.00 (same policy coverage) Next bill $734.00 – Only change here was $29 dollars for Earthquake and House is covered for 1,000 dollars more. (Keep in mind my house is less than $100,000 and in good shape for being 40-60yrs old) Is there some unwritten law that states after providing insurance to homeowners for 6 months you have the right to jack up the price $200 every year? Should I get new insurance company again? If so, what guarantees that they don’t tack on an extra 200 like the last company. This pattern is discouraging at this rate I will run out of insurance companies before I pay off the house. My insurance is paid through an escrow account so taxes already went up and insurance goes up – Monthly Mortgage Payment goes way up! Something none of us need. Please offer any of your experiences and advice.


Will my home insurance pay for tree removal?

I have a rental property which has five 40ft gum tree’s down the back yard. Someone has drilled them all and poisoned them and their all dead and need to be removed. Because this is a criminal act of Malicious Damage which has happened on my property, will my general home insurance cover me to have the tree’s removed?


Why is it cheaper to have an additional driver on insurance when a new driver?

no i am the main driver on the policy, he is an additional driver


What does auto insurance deductible mean?

I just bought a new car but the bank that financed the loan is asking for proof of auto insurance on the car with a comprehensive and collision deductible of $1000 maximum. I put AAA insurance on the vehicle and they gave me a $500 deductible on both comprehensive and collision. Do i need the $1000 deductible or am i good with the $500 deductible?


Cheapest way to get car insurance!?

I recently just passed my driving test and a know car insurance isnt cheap. The cheapest i have been quoted is a little under £5000 on a 1.2 Vauxhal Corsa. I know there is a way if you make one of your parents the main driver on your car and you are a named driver but by doing that its illegal (if you are really the main driver) and if you crash they will not cover you. Is there any other way which isnt illegal to get cheap insurance!? Even anything under £3000 would be defined as cheap for me!


Will my insurance go up?

Hi, yesterday i got into my first ‘accident’ driving. I was changing lanes and ended up hitting the person infront of me. The cop issued me a ticket for ‘change lane – not in safety’ its 115 dollar ticket and 2 points. Having only my g2 license i was wondering whats going to happen with my insurance? is my rate going to go up? please help. also i am a male and 17 so it doesnt help me either. p.s do you think i should take this to court and try to lower fine or get rid of the points?


When buying auto insurance, do you have to report previous accidents?

I’m looking for auto insurance. Do I have to tell an insurance company about an accident in the past?


Can someone give me a rough estimate?

I’d like to get a vr6 Vw gti as a first car. How much would insurance be ( roughly ) for a 16 yr old male? NO LINKS TO INSURANCE QUOTES!!!


Why does car insurance go down after you’ve had a license for over a year ?

OK it seems really strange to me that after having a license for over a year and not driving at all that insurance prices drop down ? It would make more sense for insurance to be cheaper the day you pass your test as you are well practised at driving after not driving for a year or 2 years or more your driving skill will have dropped significantly and yet insurance companies think you will be a safer driver ???

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What happens to health insurance through work after you quit?

Do I still have to pay them out of pocket? Can I use the rolled over benefits or is all that money down the drain?


Cheapest Car insurance?

what’s a good starter car insurance for someone who is just getting their license and dosnt want to spend alot. What is the cheapist insurance that you can get. All the comercials for car insurance say that their insurance is the best but i dont know which one accually is the best…


Insurance for 18yr old ?

Well.. im just wondering how much it would cost/estimate for me to get fully insured on a 1.8 Astra Sri Xp (3dr) 57 plate.. i know its going to be quite alot but i want to know a round about price and make sure its not ridiculously high before i buy it off of my mum. thanks in advance:)


Cheapest 3rd Party, Fire and Theft Insurance?

Wanting to know cheapest insurance you have or know of. Most places are asking for $50 a month. I’m currently paying $35 a month and have changed states and must change.


Is affordable (not free) health care a right or a privilege?

There are many constituancies in this debate not the least of which is individual health responsibility. That said the costs are driven in large part by greed. Insurance, hospitals, doctors, drug companies, lawyers, restaurants and the food industry and fraudsters all have a dog in this fight. If affordable health care is believed to be a right (I believe it is) then all of these constituants need to come together. Al Tennessee


If Obamacare” gets repealed

will I lose my health insurance?”


Cheapest Japanese cars to insure for a 16 yr old?

Before you tell me that I need to call the insurance company to get a quote, I just want an estimate and I will provide as much information as I can. I live in Wisconsin, my parents have a clean driving record, and I was thinking a Civic. What do u think insurance might cost for a 16 yr old (I KNOW it will be expensive).


Reliable, cheap individual insurance?

Probably not the best place for asking a serious question, but I figured it could potentially provide some guidance anyway. Background information: aged 19, college-student, low-income (claimed parent dependent, ~130% of poverty line), Ohio (and US-born) resident. Looking for: insurance that likely does not cover much but has low premiums (anything > $200 should be disregarded). Reliable too, of course. Y! Answers will likely have scammers trying to sell their services, but if anyone legitimate does post, I will look more into the suggested company/ insurance. My college’s health insurance plan is ~2.4k a year, and I have no interest in buying it again, especially not having a need to use it once (I understand that accidents happen, and that I may need insurance because of this, but I am more worried about saving money). Thanks in advance.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Drive like a girl insurance help?

Im due to take my driving test next month (all goes well) and my parents are VERY keen to get the cheapest insurance quote possible (they are arabs, they will find it.. lol) Anyway I have recently discovered the ‘drive like a girl’ insurance company and after reading through it decided it looked really good. as I haven’t got my full license yet I cant get a quote from them, so for anyone who has insurance with them- could you please give me a price estimate?! I live in a good area just outside of London so im lucky with my quotes. I have an X Reg Ford Ka and most of my quotes have been around £2000 but I have had one at £1600 and another at £1795. Both of those were without telematics box which is why im looking at one now. I cant have one with time restrictions- mainly because I sometimes work until 11 at night and I also care for my sick brother who may need to be driven to the hospital in the middle of the night (would this matter?) Thanks guys for taking the time to read and answer this question.


What is the average cost for motorcycle insurance in Maine?

I am considering getting a bike and am just curious as to how much it will cost to insure.


Why is home insurance limited to each and every different type of disaster?

The home is either livable or NOT livable…it matters NOT what disaster ruined the home.. Why then is it that you have to pay extra for each different type of circumstance? An accident is an accident…. a disaster is a disaster… the home can only be burned, flooded, distroyed by earthquake / tornado / hurricaine ONCE.. why pay for all the different ways insurance-wise? How covered is covered? And WHY !!!! Why?? Is it if you Never have any type of claim you aren’t refunded some of that money you spend year after year after year? Again, once you’ve paid in insurance the amount of the home value.. what difference does it make if you replaced the home ‘money-wise’ already in insurance premiums? Why not spend those premiums on a second home instead? Just shooting in the dark here of the many complaints I have heard ranted from my elders recently.. their solutions were hysterical.. What’s the best home insurance? I’d love to hear more solutions.


Is there any mercedes Benz model that is cheap to maintain ? There has to be atleast one out there?

Is there any mercedes Benz model that is cheap to maintain ? There has to be atleast one out there?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Car insurance for audi a6 2.8 awd?

right now im under my parents Allstate car insurance, i pay around $90 a month it would be $60 but my parents added collision for the winter. im looking at this red v6 Audi for $5990. how much do you think it would be per month with Allstate??


Why does car insurance go down after you’ve had a license for over a year ?

OK it seems really strange to me that after having a license for over a year and not driving at all that insurance prices drop down ? It would make more sense for insurance to be cheaper the day you pass your test as you are well practised at driving after not driving for a year or 2 years or more your driving skill will have dropped significantly and yet insurance companies think you will be a safer driver ???


What problems come from people during motivation for life insurance?

JOB AS LIFE INSURANCE OF PEOPLE


Which Car insurance is the best , and about how much does it cost?

how much does insurance cost for a 16 teen and which insurance is the best just asking

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


HELP!! SUFFERING WITH EXTREME BACK PAIN FOR 6 YEARS, NO INSURANCE, WHAT CAN I DO?

I have been suffering with extreme back pain for almost 6 years now. I know it is not a pulled muscle, because a pulled muscle does not stick around for 6years, and steadily get worse instead of better. It is in my lower spine of my back, it hurts non stop and if I move a little either direction, it will send a sharp almost like a shocking pain to my side and down my legs. I have been to see the doctors in my hometown, which is VERY, small town, and they offer no help. Maybe it is because I have no insurance and they will not be able to make a quick pile of cash from all the tests knowing i cannot afford them. Is there any way to get the proper help for something like this when you are in my insurance coverage situation? Any help will be greatly appreciated.


Car Insurance?

Last year I paid my car insurance in one hit, online. This year, renewal price was higher because I got £50 cash back last year. I saved £120 by searching around and went ahead with the new deal. Unbeknown to me the first company renewed my insurance without my knowledge because they had my credit card details from the year before. I ended up being insured with 2 companies for 3 days and I went £109 over my limit on my credit card. Not only is it illegal to be insured by 2 companies at the same time, they did it without my knowledge! Are they allowed to do this? I have, I hope, resolved it but if any charges are incurred either for cancelling my previous insurance or going over my credit limit are these retrievable?


Cost of car insurance for 46 year old?

Cost of car insurance for 46 year old?


What is the best way to get cheap car insurance for young drivers in the UK?

How come when I look at comparison sites such as confused.com they quote something like 10K for a 17 year old male that has pased. I know that a better way is to add your parents as the main driver and yourself as the additional however, the issue is that non of my parents drive. So what would be the best way to get a reasonable car insurance for a 17 year old then?


How much does car rental insurance cost?

I don’t have a car of my own so I’m going to be renting a car for travel in a few weeks. Since I don’t have a car, I also don’t have my own insurance. I’m going to be travelling a very long distance. How much might it cost me to pay for insurance through a rental company such as Enterprise or Access? Is there a daily charge or one full payment? I will be using the car for 3 or 4 days.


Does home owners insurance cover water damage?

My toilet water valve broke and leaked throughout the floor. I had a friend come over and check out the damage and he said that the floor needs to be replaced becuase it is about to fall through. The water soaked through the floor and damaged the downstairs apartments ceilings. Their ceiling is now falling down and needs to be replaced as well. Will home owners insurance cover this?


Where is the best place to get insurance for my scooter?

i know that scooter insurance runs around 120 a year but all the quotes i keep getting from places like Allstate and progressive are more like 1167 a year. Where is the best place to get comprehensive insurance for my scooter.


What is the cheapest/best car insurance and car for a newly licensed driver in MA?

If I add on to hers, won’t I still be considered a new driver if I ever switch to my own? I think it would be easier to just get my own now, but I’m considering adding on to hers, just with my own. I did google – I was left with nothing but very high cost quotes and a lot of confusion.


What do I do? Insurance Claim question?

The driver who hit me by merging into my occupied lane from the left said to their insurance that their parents to them not to call the police after I had reported to their insurance company in my separate statement that I didn’t have a phone and requested to their insured that the police to be called. There is several thousand dollars worth of damage to the left side of my vehicle is there any legal action I can take?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car insurance for young drivers?

hi, im turning seventeen this year and im thinking of getting a car so i can get a job to support my family and my girlfriend i was wondering how much it would cost me to insure a 1999 ford fiesta as my first car, i just need a rough idea so i know how much im looking at thanks in advance


Why does car insurance go down after you’ve had a license for over a year ?

OK it seems really strange to me that after having a license for over a year and not driving at all that insurance prices drop down ? It would make more sense for insurance to be cheaper the day you pass your test as you are well practised at driving after not driving for a year or 2 years or more your driving skill will have dropped significantly and yet insurance companies think you will be a safer driver ???


How much is does it cost for insurance of a driving instructor (roughly)?

It is for my A-Level business coursework where I am producing a business plan to set up a driving school. It doesn’t have to be exact. Regards


What is the auto insurance on a 2008 toyota prius?

i need this information for a project i am doing, i cannot call any place or look on their website!!!!!!!!!


Will my auto insurance rates go up if I get a red light camera ticket?

This is my first red light camera ticket but my second ticket this year. The first one was a speeding ticket. Will my auto insurance rates go up for a red light ticket?


What would be a good first car (used, not new)…see details?

a) Pontiac Grand Prix b) Oldsmobile Alero c) Honda Accord (90s) d) Ford Mustang (late 90s-early 2000s) e) Something else…..ideas?????


What is the average annual salary of a real estate and insurance agent?

What is the average annual salary of a real estate and insurance agent? What type of education is needed for both?


california car insurance for foreign drivers