Purpose of limited premium payment life insurance?

Purpose of limited premium payment life insurance?

What is the purpose of limited premium payment term life insurance? Is it so that the insurance companies can get hold of your premiums over a shorter period, or does it actually work out cheaper in the longer term for the policyholder? I appreciate that you may chose the premium term to be limited if you are close to retirement, but let’s ignore that case for now.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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What auto insurance companies provide insurance for adult driver with learners permit?

What auto insurance companies provide insurance for adult driver with learners permit?


How high are insurance rates for a 2009 Mitsubishi Lancer GT?

Its a car with the whole package; mags, sunroof, skirt, spoiler, sound etc. It’s a 4 door 2.0L 4 cylinder. I’m wondering how much insurance I’ll be paying in comparison to a Hyundai Elantra GL to which I was quote 1300 a year for – yikes! Anyone own this vehicle in Canada? Btw I’m 20, clean record, been driving for 2-3 years (dont even remember honestly).


My friend got hit from behind and his car got totalled. How much $ can he get from insurance/lawsuit?

he’s ok but was told to take 4 weeks off of work.


Which company gives cheapest quotes for car insaurance ?

Which company gives cheapest quotes for car insaurance ?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Cheap insurance in michigan?

Hi i live in Taylor MI and im trying to find cheap insurance for a 2008 ford focus


Auto insurance claim check?

Ok thanks to everyone for their help. Just to be clear though, in no way am I trying to scam the insurance company. They looked at the car and told me how much it was going to cost to fix it, I didn’t tell them how much money I wanted, I even told the appraiser how much I could fix it for and showed him prices on the part however when I got my check in the mail it was for more than I needed.


Insurance rates for 19 year old?

what would the insurace rates be for a 19 year old driving one of these cars. all cars would be sedan (4-door) models. 03-04 honda civic 97-01 subaru impreza RS 96-98 BMW 318 94+ acura integra 98-01 honda accord 00-03 nissan sentra


Purpose of limited premium payment life insurance?

What is the purpose of limited premium payment term life insurance? Is it so that the insurance companies can get hold of your premiums over a shorter period, or does it actually work out cheaper in the longer term for the policyholder? I appreciate that you may chose the premium term to be limited if you are close to retirement, but let’s ignore that case for now.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Motorcycle insurance question?

First off I’m a 20 year old male so motorcycle insurance will f me in the a, So I was wondering if I could buy my bike, then have my dad insure it? I mean I asked my dad and he said it would be like if some 18 year old kid came and test rode his bike to buy and and total it the insurance company would have to cover it if its full coverage right? If they even questioned me I could also say I bought the bike for a present for my dad & he insured it but if I crashed it do u think they still would cover it? Hmm


Why do guys have lower insurance that women?

oops, I meant guys have higher rates


If private insurance companies are so bad…?

Seldon, I’m sorry to have to tell you this, but pulling numbers out of you butt no longer works. People flock to this country to participate in our system, they know their greatest chance of survival is to be here. The people of America also know this governments history of overspending and corruption. Remember Medicare? It was sold in the 60’s of only costing 9 billion dollars by ’94. It cost 57 billion then. So, take the 1.5 trillion dollar cost, and multiply it by roughly 6, and even former MENSA members can figure out that 9 trillion dollars is too much to pay. It will bankrupt this country. I apologize again for kicking your butt so bad in our debates, but I warned you, and you said you were smart, so… next time we’ll debate something easier, like cash for clunkers.


How much would car insurance be?

I’m 17, but plan on registering and getting insurance in my name when I am 18. I’m a female, I live in Georgia and I’m just now getting my license. My car is a 96 Toyota Tercel. A piece of crap that runs, but she’s my piece of crap 😀 help?


Best first sport bike on a budget?

I am looking into buying my first sports bike. i have rode dirt bikes for about 4 years for fun but nothing serious like motocross. I am looking in to getting a Honda cb500f because i feel like people get 250cc motorcycles as beginner bikes. insinuating that when they get used to riding they will buy a new motorcycle that seems like a waste of close to 4000 dollars. am i wrong for wanting to get a bike that will allow me to enjoy it for longer than when i just get used to riding it. am i going about this wrong or is it a good idea. also my state doesn’t have a law against starting on a bike bigger than a 250cc. if i am right is the 500f a good bike. also i want to spend less than 6500 on it. also i was wondering how bad do you get beat by the wind on the cb500f? thank you for your time.


California earthquake insurance?

Looking for other Californian’s out there that have earthquake insurance and about how much it costs per year.


What would be the best car for a 17 year old in the UK?

(Has to have low insurance & fairly cheap to buy secondhand)


Igot 2 car damage estimates. someone said that the insurance adjuster can, pay me a lower estimate, and send me to their shop for repair.?

Igot 2 car damage estimates. someone said that the insurance adjuster can, pay me a lower estimate, and send me to their shop for repair.?


Purpose of limited premium payment life insurance?

What is the purpose of limited premium payment term life insurance? Is it so that the insurance companies can get hold of your premiums over a shorter period, or does it actually work out cheaper in the longer term for the policyholder? I appreciate that you may chose the premium term to be limited if you are close to retirement, but let’s ignore that case for now.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can the insured cancel a life insurance policy under any circumstances?

this is a weird situation. I have a cousin who took out $750K on my life, and the money goes to charity when I die. I am the insured, he is the owner. However, he thought the policy would reach somewhere in the range of 3 million but that’s not the case. He is trying to sue NY life but it was never a guarantee it would reach that amount. He is mad I am not helping him fight this as he never got anything in writing about 3 million as it states interest rates change. So now he is threatening me and changing the owner to someone he has never met who has no interest in the policy. I don’t want to be part of this anymore, but I don’t think with me being just the insured now I have no rights? If I had ever known this would have caused so many problems I would have never done it. By the way he has gone through 3 attorneys who have all told me he won’t win.


Why did I get a balance due of my prostate ultra sound even insurance paid them?

I had a Prostate ultras sound exam in last Nov-2014.I had Amerihealth insurance at that time and their claim was already paid and I have also pay my co insurance pay as well.Now I have another bill from independent radiology dept that says I still have a balance due with no explanation or nothing.For this test they got paid very well almost 1400 and now they still says I have to pay more 87 dollars.I don’t understand why?Test was done in local hospital’s outpatients facility.Any clues?


What’s the difference between healthcare and health insurance?

and What’s the difference between healthcare reform and universal healthcare?


Is it a legal requirement to advise your car insurance company of a speeding fine?

My 24 year old son has his car insurance renewal coming up soon, and unfortunately he picked up a fixed penalty speeding fine and 3 points on his licence for this first misdemeanour he has had in 4 years of driving. With his insurance still over £1000 for a 10 year old Rover 25! he doesn’t really want anything to make this cost any more (it’s not as if it is a serious” offence). However


Car insurance for 16 year old?

I am 16. Live in Miami, Florida. Drive a Toyota Corolla 1992. I want the insurance that I’ll only be paying to cover the repairs of the other car if i get into an accident and not mine. About how much do you think the insurance will cost me? Oh and I plan to pay for the full year in one full payment and not monthly.


Car insurance/medical question.?

I recently got into a car accident..and had to make a recorded statement over the phone to my car insurance company NJ Cure….about the accident..they asked…did you take any prescription medication that day? I said yes I take Lexapro…Nj cure replied…oh we didnt know u were taking prescription meds…I replied…u guys never asked in the renewal policy. My Question is this…..CAN THEY RAISE OR DROP MY INSURANCE COVERAGE SINCE I AM ON MEDICINE PRESCRIBED BY MY DOCTOR???


I have insurance, but I can’t afford the copay or prescription meds right now?

So I have Cigna health insurance, and for my doctor my copay is $30, and just 1 prescription is like $15. But I don’t have enough money at all right now. I seriously only have $10 until I get paid next week. Anyways, I’m pretty sure I have a UTI right now, but the last time I had one, I ended up having to pay $60. I paid $30 for the co-pay, and another $30 for the 2 prescription meds my doctor prescribed me. What can I do? I need the antibiotics for my UTI because it can get really bad fast if you don’t take care of it right away.


Is medicaid a very low cost insurance? does medicaid pretty much stink !?

im just wondering becouse a couple of therapist have turned me down becouse of my medicaid insurance.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Is it possible to get an SR22 Insurance on a scooter ?

I received a DUI in California – now I’m required to get a SR22 in order to get my drivers license back. Why not get a scooter and get that insured for cheap?” Is my idea…. is it possible??????? Thanks”


Would insurance be cheaper on a 99-01 mustang GT than on a newer 02-04 for a new driver?

I was thinking about getting a mustang GT sometime after I turn 18 and after I get a job. Right now im 16 and have no license but im going to take drivers ed soon.


Life Insurance for Senior?

Hi, One of my friends’ mother is low/no income senior. She lives in the senior department alone, gets MediCal (MediCard?) benefits and gets money from the government for living expense. My friend try to buy the life insurance for her mother. So, she will get money after her mother pass away. As we know, the life insurance is very expensive for the senior. Is this legal? My friend has money to pay insurance company but no money to support her mother. I think she is using the tax payers’ money! I like to know what is your opinion in this case. Thanks!


Hypothesis Testing for Statistics?

A national car insurance company stated that in 1987, the average yearly car insurance cost for a family in the U. S. was $849. A researcher thinks that the average yearly car insurance cost for a family in California exceeds the national average. He wants to perform a hypothesis test to decide if the average yearly insurance cost for a family in California in 1987 was greater than the national average. a) Determine and state the null hypothesis for this test. b) Determine and state the alternative hypothesis for this test. c) Classify this hypothesis test as two-tailed, left-tailed, or right-tailed. d) If this hypothesis test is to be performed at the 5% significance level, find the critical value(s). e) In the same year, a random sample of 36 families in California resulted in a mean cost of = $859 with a standard deviation of σ = $24. Compute the test value, z. f) Does your answer in part suggest that the average insurance cost for a family in California in 1987 exceeded the national average?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Can i have a car without insurance and not drive it ?

hey im gonna get a car soon, so my q is this can i get a car without insurance and keep it outside my house till i get insurance? wont drive it till i get insurance and i havent got a driveway or anythiing so it will beon the road thanks


Purpose of limited premium payment life insurance?

What is the purpose of limited premium payment term life insurance? Is it so that the insurance companies can get hold of your premiums over a shorter period, or does it actually work out cheaper in the longer term for the policyholder? I appreciate that you may chose the premium term to be limited if you are close to retirement, but let’s ignore that case for now.


Need term insurance 32 year female who has type 2 diabetes , list of companies please she lives in georgia?

she does not have any life insurance and i want to help her to get some term life insurance but i donot know any insurance companies that she can get with diabetes. insurance company listings or web sites will be greatly appreciated thank you so much


What jobs in the UK offer car insurance as an extra?

I’m 17 and have just passed my driving test but because of the extreme insurance prices for young drivers nowadays I can’t afford to run a car. My brother once working at a tyre fitting company and he was insured to drive any car/van worth up to £80,000. I was just wondering if any jobs would offer car insurance as an extra to a young driver?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car accident with no insurance?

I was turning left when both lights were green and hit another car that was going straight. My insurance has expired but it hasn’t been 30 days. I am at fault but i am pretty sure the other lady was speeding. I have to appear in court, is is possible that their insurance agent could sue me when she files a claim? I told her that i would fix her car for her but she insisted that she call the police. i am getting a new insurance tomorrow. Could my insurance company still cover me? what should i do in this situation?


What does the FIRE ALARM means interms of buying home insurance?

When a house insurance agent fills the form for my application, under the fire alarm” he wrote “no”. I corrected that I have fire alarm in my house but he said that not the fire alarm. To my understanding


Health insurance?

I live in pa i work at walmart can only afford my car and insurance on it i also go to school my job won’t make me full time or offer me health insurance with me working and going to school am i eligible for anything? My issue is i dislocated my shoulder when i was 15 it didn’t go back in correctly hurts like bell now. Last summer my doc had me do physical therapy it worked for a little then my shoulder pain came back and is lower then my left i got told if therapy didn’t work i would need surgery but i need insurance. Please help.


Can someone give me and ESTIMATE?

about how much would car insurance for a friend of mine cost. Shes 17 yr old girl and she gets like a 2.5 gpa and shes getting a toyota corolla 1999…. and they parents making them pay for it but they want to know apprx.. cuz their parents wont check it for them yet


Best First Car??

i am buying my first car and have a budget of about £1500 and i would prefer a 5 door but i need reliability etc…can anyone reccomend anything for that budget and that will last me through college? all ideas will be appreciated thanks


I am 19 years of age i how much will they charge me for my insurance?

i have never been involved in a car accident or gotten pulled over by the police i live in california i have had my drivers license since i was 16. i own a 1997 nissan sentra gxe i pay 480 for it every 6 month and a 2011 nissan murano and i pay 554 every 6 months for it i have Farmers Insurance my dad is main driver my sister in the policy also. How much will they charge me if i buy a 2005 mustang will my car insurance sky rocket because i am consider an inexperience driver and mustang is a sports car Please help


Do you need Car insurance to rent a car?

My Parents don’t have a car and I’m sure my other family not gonna let me drive their car so don’t bother ask. I don’t have a friend who got a car. Its small town where I’m at in Tuscaloosa,Alabama. I’m taking my written test next week, If i pass the written test, and then i want to take the road test. 1) Do i need a Car Insurance to rent a Car 2) Do they give me car for me to take a road test at DMV? 3) Can you buy a car without your Driver License? 4) How old do you have to rent a Car? ( I’m 19 Years old)


How can I get low-cost affordable medical care in Oklahoma?

I recently moved to Oklahoma. Can’t afford health insurance — and am worried about what to do if I need to go to the doctor. What are my options? (I have no Indian blood and so do not qualify for Indian benefits.) I live in LeFlore County — in the southeast corner of the state.


What is an Average Home insurance rate of a 2 story house?

4.5 baths 5 beds 3000 sq feet finished basement 3 decks 1 fenced in gorund pool Please, just and average for 1 month home insurace. No super valuables or anything. (It’s for a project) I just can’t find anything that won’t just give me a chart or some thing. In class we had to make up an imaginary house and get all this different stuff for it. I’ve found everything,but home insurance rate without having to put in my personal info.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Does home insurance cover the damage that was made by tenant?

The previous tenant left before the lease expired. After two days signed the lease with new tenant they found the hole and damage. The new tenant said he got hurt by the hole in the closet floor under the carpet. So do all thease covered by insurance?


Purpose of limited premium payment life insurance?

What is the purpose of limited premium payment term life insurance? Is it so that the insurance companies can get hold of your premiums over a shorter period, or does it actually work out cheaper in the longer term for the policyholder? I appreciate that you may chose the premium term to be limited if you are close to retirement, but let’s ignore that case for now.


Motorcycle insurance?

I am looking to get a motorcycle in the future and I know it takes time and money, but most people do not ride in the winter (NJ), so my question is, can I cancel my motorcycle insurance during winter months, so I am not paying all year round? Also, are there any reprocussions to doing this? Thanks.


I am a diabetic, being offered Term Life or Whole Life insurance, which one should I take?

I am in pretty good health. No diabetic complications…and I do my best to keep it under control…


How much would i pay for car Insurance?

How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 25 Years old, never been in any accident,I got my license 7 years ago


Can a disabled person get life insurance?

I live in the United States and my disability is Multiple Sclerosis. It isn’t a fatal deadly disease, it’s more of an annoyance that needs to be maintained, lol. I would like to have life insurance to incase something were to happen to me which is what it’s for. Then my son will be taken care of and left whatever I have and won’t have to worry about anything financial.


If I take a loan out on my life insurance, does it go against credit score?

Instead of cashing it out, I took a loan out of my life insurance (I haven’t paid premiums in years). Does this count against your credit score? I was told by the agent that I don’t even have to pay the loan back because it just goes against my insurance, which makes me think it does not effect my credit score. Of course I forgot to ask the agent this question and want to know before I cash the check.


california auto insurance surcharge schedule