Does an employer need to give notice before increasing insurance rates?

Does an employer need to give notice before increasing insurance rates?

My employer just sent me a second letter this year that my health insurance rate is increasing. The last increase was in september. I can find everywhere that the insurance co’s have to give the employers a 60 day notice for rate change. Does the employer have to give us advance notice so we can search for other alternatives?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Auto Insurance & Road Service Question?

Hi there, Thank you in advance for helping out! I want to know your advice and recommendation on which company to receive my auto insurance/road service from, and what sort of coverage is recommended. I have been with AAA my whole life because my father advocates highly for them so I have trusted his judgment and experience. But I think they may be ripping me off. I am a 27 year old single female with a good driving record (last accident was back in spring 2005 I believe). Yet, every single year they seem to increase my monthly payment by ~$10 and now I’m paying $118.25/month! Are they that superior a company that it is worth paying this and should I try to negotiate with them, or is it worth looking into some other companies such as Geico, State Farm, Progressive, etc. I’ve been receiving invites from them for years and Liberty Mutual supposedly has some college alumni offer for me and claim to be ~$340 cheaper than 21st Century, Allstate, and Mercury…but I never trust ads anymore. I only believe concrete statistical comparison data. Also, my dad said road service is completely separate from auto insurance (although AAA handles both) and I pay $52/year to be part of his joint plan as a “AAA Plus Dues – Associate.” He said he believes this covers 6 visits/year, 100 miles, is the most basic plan, and he only got it because he’s been with AAA for 30 years. Could I get a better deal elsewhere or is this fair enough to stick with? At the end of the day, I want decent coverage for the best price available. I’m saving for a down payment on a home and have to scrape pennies from anywhere I can, but still do not want to be stranded at the time of an accident. I got some quotes online that were considerably cheaper, but if I’m going to be screwed, then are the savings worthwhile? ======================================… As needed, here are details on my car and policy (please tell me which are unnecessary or should be edited): – Honda 2008 Civic LX 4-door sedan – Miles commute USED to be 50 miles one way ~3 days a week, but now I work from home every single day; Notes in Policy say: Prior and Future Annual Mi: 8,000 (22mi per day, so I wonder if they even counted my prior commute in this). – Policy has me down as a student, not sure why, been a full-time professional since Jan 2008 and now make 65K – Bodily Injury: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $193 – Medical Payments: No coverage – Uninsured Motorists: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $78 – Property Damage: Liability Limits Each Occurrence 50K; Premium: $192 – Comprehensive: Actual Cash Value Less Deductible; 100 Deductible; Premium: $242 – Collision: Actual Cash Value Less Deductible; 100 Deductible; Premium: $650 – Enhanced Transportation Expense: Premium: $28 – All Risks: Actual Cash Value Less Deductible; No coverage – Total Premium Per Vehicle (1 vehicle): $1,383 – Auto Death Benefits: 15K/driver listed with ADB coverage above – DSR (Driving Safety Record): 1 Pt – YDE (Years Driving Experience): 12 started at 18, I’m 27…so the actual is 9, but I’ll take it. – Discounts: None except “Good Driver(s): Items 01” and 01 is my Honda, so I guess this means I’m a good driver (don’t know why the price doesn’t reflect it!) – Live in Berkeley, CA (zip code 94708) but am listed as Lafayette, CA (94549) – how do I check which zip is less money? Thanks so much for your advice!! =) I appreciate your time & insight.


Does car title have to be in my name before I get insurance on it?

I am currently under my parent’s car insurance and the car is titled in their name. However, my husband I recently got married and are going to be getting our own car insurance policy tomorrow. Does the title of my car need to be transferred to my name before I can get the insurance on it?


Do you have health insurance?

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Auto Insurance Settlement….am I getting jacked?

I crashed my car and AAA is telling me the car is going to be totalled because the amount of repairs is > the value of the vehicle. A settlement advisor” called me today to offer me $13

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Question about car insurance?

So I’m 17 and getting my license and a car soon and as we all know, car insurance for us young people a ridiculously high. So I was wondering if it is possible to have my parents name be officially as the owner of the car I want to get cuz their insurance rate is lower.


I need help finding a good cheap sporty used car with low insurance rates.?

Well I turn 16 in december, I’ve had my permit for about two months and my family is at total loss of cars. My sister and her car are going to College, and my mom is using the Sienna. So my dads been riding his motorcycle to work. However, he wont be able to do so because he has a 30 mile commute to work. So he needs a car before the rain rolls in, so when he gets a car it’ll be his, until I get my license, then it becomes ours. However, all my ideas are getting shot down, but as we get closer to needing one, slowly he’s getting more okay with my ideas, but I need your help. I want an Rx8, I’ve wanted one since I was in 4th grade. I know I know. What the hell, why? A rotary engine with not even 2 litres. barely any horsepower and only gets 16/26 mpg. Well I’ve driven an Rx8 and I think they’re amazing. HOWEVER, my dad doesnt want one for one reason, and one reason only. High insurance. So I was wondering if you can help me find a sporty used car, that I could find pretty cheap. For some Ideas I like, Bmw 330ci’s, 328i’s, rx8’s, G37 coupes. OH YEAH, that reminds me, I’d like a coupe, but a 4 door would work well too if it still maintains a sleek style. like a lexus IS250s. Manual transmission or automatic is fine. decent mileage. you know the drill, OH and it must be atleast 4 seater. Thank you, its greatly appreciated.


Am I getting ripped off for car insurance?

Got my car insurance bill. I’m on a family plan with my mom and my sister. We did it because we were told it would save money. I’m in my late 20’s, drive an older car(a ’97), have never had a traffic ticket or accident, and have the basic coverage with a $500 deductible. Just the basics. It’s $350 for 6 months with Grange. It went up from the last time I paid it. First, is that a decent price? Second, why does the insurance go up if I didn’t get a ticket or accident?


Does an employer need to give notice before increasing insurance rates?

My employer just sent me a second letter this year that my health insurance rate is increasing. The last increase was in september. I can find everywhere that the insurance co’s have to give the employers a 60 day notice for rate change. Does the employer have to give us advance notice so we can search for other alternatives?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Where can I find an affordable therapist in Orange County, CA w/no health insurance?

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I’m 19, and I cannot continue driving with no insurance.. im going to get pulled over!… I can afford monthly insurance for about 150/mo but everyone is charing me double that.. i think i tried every company.. any suggestions?


Whats the best car to get that’s cheap on insurance?

i just passed my test (yippeeee) however only got a bit saved up whats the best cheapest to insure trying to get quotes so i know 🙂 (im 24 by the way)


Does an employer need to give notice before increasing insurance rates?

My employer just sent me a second letter this year that my health insurance rate is increasing. The last increase was in september. I can find everywhere that the insurance co’s have to give the employers a 60 day notice for rate change. Does the employer have to give us advance notice so we can search for other alternatives?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much would the insurance cost on a 2007 Lamborghini Murcielago lp 640?

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My parents do not have health insurance and I need it in order to play college baseball.?

My parents do not have health insurance and I need it in order to play college baseball.?


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I am insured under my mom, my friend said hes getting paid more because he is not insured with his company. Does this work for everyone?

I am insured under my mom, my friend said hes getting paid more because he is not insured with his company. Does this work for everyone?


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What is the cheapest auto insurance for 16 year old boy?

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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Do you need 100% replacement cost on cond insurance?

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Question about the best health insurance for me?

Hi everyone, I really need some help with health insurance. I dont understand alot and i really need it. I dont want to pay alot every month which means i’d need a higher deductible. BUT whats a deductible, i know its the amount you have to pay befor einsurance kicks in, but lets say, my insurance is 100 a month with a 2000 dollar deductable, and my apendix starts hurting i rush to the er and have a surgery like that done, do they not do the surgery until the 2000 is paid, or do they bill me lets say 10,000 for everything and i have to pay 2000 right then for insurance to pay 8000? or do you have alot of time. I’m really confused. THanks alot.


What is a good car insurance company – value and a known company – not high risk?

it in our name, getting plates etc. all indicates that we are not ‘resellers’ he goes on to proclaim that many resellers title vehicles in their names and plate and flip vehicles and we wouldn’t qualify for our insurance. I think he was bullying me since my records show that we have held on to vehicles for extended periods and he took what I was saying to an extreme. This made me feel very uncomfortable – so, please any good insurance companies out there that are reasonable? This was with AIG.


How much is too much for Homeowners Insurance Fort Worth Tx?

I need some help! I just changed Insurance Companies. How much average are we paying for Home Insurance in the Fort Worth Metroplex area? Anyone Love their Insurance Company? 131,000 home now costing me $1466. year does this sound right or not so good to anyone?? I’m a single mom and every dime counts!



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

How much is my car payment and insurance?

Hey, everyone else is asking the same 2 stupid questions, now it’s my turn!


Does an employer need to give notice before increasing insurance rates?

My employer just sent me a second letter this year that my health insurance rate is increasing. The last increase was in september. I can find everywhere that the insurance co’s have to give the employers a 60 day notice for rate change. Does the employer have to give us advance notice so we can search for other alternatives?


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My work offers legal insurance through the ARAG group. I was just wondering if it’s actually worth it? It’s an after tax deduction of $8.18 every couple weeks (bi-weekly paycheck). Like for many, it’s that annual enrollment time of year, so was just wondering if anyone thinks it’s actually worth it?


Health Insurance for i130 documents?

Can I used Health Insurance that I have added to my wife to my policy as a support document. She is out of status on the Visa. She has also been on my insurance for 4 months now.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Does an employer need to give notice before increasing insurance rates?

My employer just sent me a second letter this year that my health insurance rate is increasing. The last increase was in september. I can find everywhere that the insurance co’s have to give the employers a 60 day notice for rate change. Does the employer have to give us advance notice so we can search for other alternatives?


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About life insurance…….?

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