Why do you pay for auto insurance?

Why do you pay for auto insurance?

I’m a teen trying to understand the point of auto insurance

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Do I need a consent to settle by my own auto insurance company?

The guy who hit me does not have an ample amount of insurance to cover my injuries. They are offering me the policy limits to settle. My own uninsured or uninsured motorist has been given enough documentation to know that my additional insurance will come into play. I have filed suit against the guy and his insurance company, but do I need a letter of consent to settle with them from my own insurance company to make sure that my uninsured motorist coverage will still be available to me. I really think it is criminal for any insurance company or state to make the limits on auto insurance so low, when the average cost of an auto accident is higher than the minimum coverages that they allow drivers to driver under. Also, there are many attorneys that wont even look at taking a case unless the limits are much higher than state minimum, because they can make considerably more on those who are very well insured. My own insurance company is treating my like I am retarded, and I was until I started reading all the insurance laws and bought a very fine civil litigation book for 4 dollars, best investment I ever made. But I am no Pro Se expert, my hat is tipped to you attorneys and insurance adjusters. What a stressful job you have and so many laws to abide by and to follow. I can only get better the more I read the more I know. Thanks for your time.


What’s the criteria on whether or not car insurance is high?

I’m 17, looking for my first car, and I want something that won’t cost my parents a fortune on car insurance. But how can I tell if insurance is going to be high? Would 2003 Acura RSX give high insurance? I’ve completed a Drivers Education course too, if that counts for anything?


If the ‘market’ could provide affordable health insurance for every American, why hasn’t it?

I don’t want to hear about ‘government’ HEALTH CARE’…the issue is INSURANCE. Obviously the market can’t provide this essential service and ’emergency rooms’ have to get paid from someone so that’s no solution. Exactly what are we going to do about this? Universal single-payer HEALTH INSURANCE seems the best bet. Doing nothing seems like the worst bet. Remember, its INSURANCE were talking about here, not CARE!


Are volkswagen beetles expensive to maintain/insure?

my sister and i are thinking about buying a 2004 beetle. Are they expensive to maintain/insure? Any things we should be warned about before getting one? If you really dont think theyre good cars for first cars, could you reccomend a car that we could buy used for around 3 – 4k? thanks!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Low cost car insurance in California?

I’m a young driver with no previous driving experience who needs low cost auto insurance coverage in California, where can I get it?


What happens in the real world regarding liability insurance claims ?

I carry the state minimum which I think is 25/50/25. I want to know the process by which insurance companies decide to come after people for any excess. Would they investigate & see that I own my house ? Could they subpoena me for my assets ? I don’t drive much at all so I feel comfortable with little coverage but would like to know my worst case scenario. My understanding is my drivers license cannot be suspended or revolked because I had insurance.


Collector car insurance for teens?

Also i plan on getting a 75-81 firebird myself soon. So i guess i would need one that will let me have my own car.


Why do you pay for auto insurance?

I’m a teen trying to understand the point of auto insurance

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I need industry average cost of term life insurance for various ages.?

I need industry average cost of term life insurance for various ages.?


What are your utilities like in Georgia. How much do you pay ? What do you pay for car insurance on a yearly?

What are your utilities like in Georgia. How much do you pay ? What do you pay for car insurance on a yearly?


If I provide my health insurance information to a college abroad, will they be able to look up my medical hist?

If I provide my health insurance information to a college abroad, will they be able to look up my medical history?


Insurance for a Range Rover Sport?

I’m turning 16 in about two years, and i was thinking about getting a 2010-2012 RR Sport Supercharged. I was wondering how much it would cost for me to get insured. Do you have a range of what it would be around? My parents are already letting me practice driving and stuff. The car would be around $30,000-$45,000. My family is in the upper-middle class. So we’re not all that rich. I will be working by that time and paying the car off.


Can I get a quote for car insurace on the car I want to buy?

I am in search for a car as I have recently just passed my driving test so I was wondering if I could use the details of a car on e.g autotrader just to find out how much my insurance on it would be, is that safe?


Injured at sisiter’s house, should home owner’s insurance pay lost wages?

Injured at sisiter’s house, should home owner’s insurance pay lost wages?


Lapse in insurance… payments still owing to the bank?

Hi, my insurance was not renewed at the start of the year. i still owe the bank about 8k on the car. the bank has not contacted me about this yet but i have continued to make car payments. Meanwhile, I have put the car in storage and am not driving it. I cannot afford insurance until August of 2015? Will the bank repo my car when i eventually do get insurance again because of the lapse?


What is an average interest rate on a car loan for someone with a credit score of 745?

My credit score last I looked was close to 750. I’m about to pay off a couple of loans I have in the next few months so that should bump it up a little more I’m hoping. I’m interested in purchasing a new vehicle. Vehicle price is about 21K and I plan on putting 10K down. I’m looking at financing anywhere from 3-4 years. Can anyone tell me an average rate someone with my credit score putting that amount down should expect in an interest rate. Thanks


Why do you pay for auto insurance?

I’m a teen trying to understand the point of auto insurance

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much have you paid for classic car insurance?

I have just bought merc e220 1993 and looking for cheap policy. Im over 30 female and got a wicked quote for fully comp with a named driver for 180. What have you paid?


Is there a better dental insurance for my wife?

I currently have my son and wife with dental insurance, I guess it’s under Tricare. They take about $33 a month for both of them. I was wondering is there another option somewhere for better military dental insurance? I still have to pay a good little bit out of pocket when they need something done. Which means holding something off when they really need it.


Has the average healthcare insurance premium decreased by $2500 since Obamacare” was passed ?”

Has the average healthcare insurance premium decreased by $2500 since Obamacare” was passed ?”


Why are these insurance policies so different??

I’m currently insured on Yes insurance for a 1.1 litre peugeot 206… I want to change to a 1.8 ford focus and after ringing up the insurers, they claimed it would be an additional £700 on top of my current policy. (if i took out a new policy, it’d be £1800) I then got a whole new quote for elephant.co.uk, who quoted me £900 from new. both are on thid party fire and theft, and both have exactly the same details. Why the £1000 difference?? even on my current insurer who i have been with for 3 months already? thanks


Drivers Ed help! (VA) I know its kind of long, PLEASE help, even if you only know one?

Mr. Jones got in a car crash that was his fault. He broke his leg in the collision. 2 ppl were in the other car, Mr. and Mrs. Smith. Both of them were hospitalized and the medical expenses for Mr. Smith were $24,000 and Mrs. Smith was $26,000. Mr. Jones medical expenses were $850. it cost $8,500 to repair Mr. Jones’ car. Mr.Smith’s car was declared a total loss w/ an actual cash value of 22,500. Mr.Jones insurance company will pay $(1) of Mr. Smiths medical bill under his liability coverage. The insurance company will also pay $(2) on Mrs. Smith medical bill under the liability coverage. These expenses will be paid through Mr. Jones Insurance. Mr. Jones will have to pay $1,000 of the these medical bills. Mr. Jones’ insurance will pay $(3) to repair his car. The comprehensive coverage will pay $(4) to repair Mr. Smith’s Vehicle. Mr. Jones insurance coverage: Liability-VA minimum coverage. Collision- $250 deductible. Medical Pay- $1000


What health insurance can I get as a low income american college student?

Hello, I am a nineteen community college student living in North San Diego, California and I live with my parents. I make less that $1,000 a month working part time and going to school full-time. I get financial aid from my school, but only for the classes, not the books. My father, the only other worker in my family, makes roughly around $32,000 a year. We barely make the rent each month and barely have enough for gas. About when I was sixteen, I was diagnosed with Gallstones and was urged to better my choice of eating. Of course as a Mexican-American, I wasnt about to give up my Carne Asada or burgers so I continued my vices which led to various, and very painful gallstones attacks over the past couple of years. Now I am no longer able to eat anything without feeling sick to my stomach. I was cut out on all junk food and have pinned myself to a grilled/boiled” chicken only and greens diet. I don;t eat any red meat and make sure to have fresh made fruit/vegetables smoothies. Yet


What are some good life insurance policies?

that pay a lot and offer low monthly payments. I’m on chemo so are there any life insurance companies that won’t ask for my medical history?


Insurance on 2010 Camaro?

what could i expect to pay in insurance for the 2010 Camaro?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


File insurance claim or just fix motorcycle?

I fell with my motorcycle and the gear shifter broke off and the fairings got scratched up. Due to Thanksgiving, i cannot speak to anyone from my insurance until Monday. I have full coverage on my 2014 Kawasaki Ninja 300. Some friends tell me to just fix the shifter since it’s only about $30 and other friends are recommending that I file a claim since it’s probably best to do so to not worry about the shifter and I could get a newer bike. I have never filed a claim for thi nor do I know the process. What is recommended I do in this case, pros and cons. should I avoid the hassle of the claim and spend $30 or file a claim and maybe get it paid off and get another bike?


What health insurance am I eligible for?

I am currently 17 years old. I will be turning 18 in early November and my family does not have health insurance. I was wondering if I qualify for anything that will be able to get me low-cost braces or anything orthopedic. My family makes not that much money anf I am currwntly going to be a full-time college student. What insurance or health care would I qualify for? I have been needing braces for a while now and I am really self conscious about my teeth I hate to smile. Thank you on your help.


Do both owners of a car , both need to be on car insurance?

Do both owners of a car , both need to be on car insurance?


Insurance !!!?

Okey I got into a car accident and only had liability.. The guy hit me and left ..unfortunately I didn’t catch the licence plate..but I did make a police report..so if I were to change my insurance to full coverage can they fix it my car after all or am I doomed !



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Can a E-4 in the Navy lease a BMW?

Can a E-4 in the Navy lease a BMW?


Why do you pay for auto insurance?

I’m a teen trying to understand the point of auto insurance


Help. Court tommorow. Auto insurance issue!?

A few hours after I purchased a truck from a dealer, I was pulled over and ticketed for no insurance” (california). I did not purchase insurance through the dealer. Don’t I get at least one day to buy this myself?? Judge is very strict. I go to court at 9am tomorrow. “


I have title to my exes car and pay their insurance. How do I get out of it?

Me and my girl broke up a year and a half ago. She’s a real piece of work. We lived together for 3 years and had everything is each others names. Utility bills, cell phone bills etc. She never paid any of her bills on time and it destroyed her credit. I signed for a car for her because she’s had multiple DUI’s and didn’t have the credit to get her own. She made the payments on it and I never put any money down. The car title is in my name and she has paid it off. She can’t get insurance because of the DUI’s. I just want to be done with it so I don’t have to deal with her anymore but she wants me to hold off until she finished her DUI classes to get a reasonable rate on insurance. She’s been telling me the same thing for a year plus. I’m not even sure if she’s taken or taking these classes yet or not. I asked her about it the other day and she never responded to me. I had left her a voicemail and she never called me back. This really pisses me off. So my question is if I sign the title and make her sign it as well do I have any more resposibility with the automobile? I just want to drop her from my insurance and give her the title. Is she wrecks or, god forbid, kills someone while driving am I liable for anything?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Will my insurance rise if other person?

Will my insurance rise if other person?


How much would it cost to insure a 1999 Pulsar for a 17 year old?

Using your parents name and naming yourself as a secondary driver on a 1999 Nissan Pulsar worth about 4 grand how much would insurance cost?


Can i put my car under my dads insurance?

Can i put my car under my dads insurance?


Changing Auto Insurance?

My 6 month insurance is up and its time for a renewal, recently i felt that my rates are to high and i would like to change to a different insurance company. But i have a couple of questions before i proceed and would like some suggestions. 1)How do i change my Auto insurance? Such as what are the normal processes one goes through. 2)Will cancelling my current account with them result in any extra charges? it is a renewal btw. 3)Should i get a quote from Geico first? (im trying to switch from Safeco to Geico) 4)Are there other Auto insurance companies i should consider? THANKS!


How do I get cheap or free insurance coverage?

I am only working part-time and have no money. I also have no insurance. You may have noticed my last post about testicular cancer. I am obviously in need of immediate medical attention. How do I get cheap, affordable, or free insurance so I can cover the probable costs coming up?


Planning on buying a newer car, wondering how much my insurance will go up or if it will at all?

Right now I have a Ford mustang, and i’m paying about $800 every 6 months, i’m planning on getting a 2006 Grand Prix so since it’s not a sports cr but it’s newer will my insurance rate stay the same? Will it go up? Or am I lucky and will it go down?


Car totaled. Other drivers fault but have no insurance.?

I was the designated driver for my friends. Was driving friends car home and got in a car accident. Other driver ran the red when I turned. She admitted to it to the police but my friend has no insurance. Will he be penalized and will he receive any sort of compensation from the other drivers insurance for totaling his car. He also has $1200 left with his finance company. Will they charge him anything even though he will pay the remainder off?


What is the cheapest online car insurance in the market today?

What is the cheapest online car insurance in the market today?


Do I paid home insurance and mortgage insurance for a town home?

Do I paid home insurance and mortgage insurance for a town home?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Does the insurance follow the car or driver in Louisiana?

I was in an accident in Shreveport Louisiana where the other driver was at fault, have the accident report proving it. The driver had barrowed his parents car with there permission. The car has Allstate insurance and Allstate is saying they will not pay because the driver has a vehicle of his own that was in the shop at the time so his insurance has to pay. Now the problem is Allstate says they can not get any information about his insurance and I can not get him to answer the phone when I try to contact him. Right now I have $3600 worth of damage to my car and nobody wants to pay. My insurance said they would pay but I would have to pay the deductable and I don’t think they should be paying when he was at fault. He changed lanes without looking and side swiped me. Anyone know anything about Louisiana insurance laws? I know Texas, which is where I live, is different.


Why do you pay for auto insurance?

I’m a teen trying to understand the point of auto insurance


What does home insurance cover?

What does home insurance cover?


Purchasing car insurance?

I want to find an online quote to see how much I may be paying for future auto insurance. But some sites ask for vehicle information. I haven’t bought the car yet. But don’t you need proof of insurance in order to purchase a car? I’m confused. How do I go about this?


How Much Does Life Insurance Cost ?

how much life insurance i need, for how many years, and what can i afford to pay?


In whole life/cash value policies, upon death, why does the cash value go to the company and not the family?

Also if you want to get at the cash value, why do you have to borrow your own money from the policy at 6- 8%? It would seem that I would be better served keeping my money under my pillow. Why does the whole life industry play such a shell game with peoples money? Also the way these policies work is not my opinion but a matter of record.


How much would car insurance and Tax cost?

I live in Ireland


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