I currently have whole life insurance, to help my family in case something happens. Should I have term also?

I currently have whole life insurance, to help my family in case something happens. Should I have term also?

Also, what is a reasonable amount to have for both? I originally just wanted a whole life policy to cover funeral expenses etc just in case something happens to avoid burdening my family, but maybe I should try to get more while I’m young to save money, and also so my family will have money left over. I plan to live a long life, but ya never know. 🙂

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RELATED:

How does one buy a car in the USA and get insured (or be legal to drive it) across different states. With a full UK driving license.?

How does one buy a car in the USA and get insured (or be legal to drive it) across different states. With a full UK driving license.?


Car insurance rates for a 2008 ford crown victoria?

was gonna look at one


Can I get a car insurance in MA when I bought my car in Maryland?

Does the state limit? Do I have to buy a car insurance in the state where i bough my car?


What type of insurance pays you a monthly cash benefit in the event you’re injured and cannot work?

A.) Automobile Insurance b.) Long Term Care Insurance c.) Disability Insurance d.)Life Insurance

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Mustang for Teen Girl?

Maybe I worded it wrong but I didn’t mean to say that because I am a girl than I am more mature than guys, but I am more mature than most 16 year olds whether it be a girl or boy, but with that being said insurance for teen girls are lower than teen boys for a reason. And as for blowing off money, it’s not about that considering the used Mustangs I have seen are a few grand cheaper than cars we are also looking at like a Kia Forte.


No license, no registration, no insurance-will my ticket go down if i get all three before court date?

I had just received my car and was in the process of legally owing it so i started driving it around with only my permit. when i made a left turn i accidentally swerved into the opposite lane. got pulled over, had my car impounded, and got a ticket for no license, no registration, no insurance, and driving on the wrong side of the street. the next day i got my car out of impound, got insurance, smog check and paid for my tags. i’m scheduled for a driving test next week so if i do receive my license will they lower my ticket?? i owe $1343!!=/


First time car?

Im 16 in a few months and my uncle tought me how to drive and when im 17 i can start to take my driving test my mum said i can get a car now what type of car should i get and what would the insurence be? Cheapest please


I currently have whole life insurance, to help my family in case something happens. Should I have term also?

Also, what is a reasonable amount to have for both? I originally just wanted a whole life policy to cover funeral expenses etc just in case something happens to avoid burdening my family, but maybe I should try to get more while I’m young to save money, and also so my family will have money left over. I plan to live a long life, but ya never know. 🙂

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Applying for health insurance coverage – please help?

I have a social security number, I was just wondering how it worked for all the illegals if they want and can afford insurance coverage


What would be my annual AND monthly insurance cost for me to own a car in my name?

What would be my annual AND monthly insurance cost for me to own a car in my name?


Will I be covered by my car insurance?

I am buying a new truck, and I am getting full coverage insurance on it. If I let somebody drive my car that has no car of their own and no insurance, will they still be covered by my insurance if they get in an accident since I gave them permission to drive my truck?


Someone crashed into me and they admitted liability as it was their fault but i wasnt insured?

I called my insurance straight away and they advised my insurance had ended 3 weeks previous, I thought it was automatically renewed as i recieved motor insurance confirmation documents but they said it wasnt automatically renewed. What will happen with the claim now? I obviously renewed my insurance straight away when i realised as I would never have drove without insurance had i known, It was just a minor crash but I want to know if anything will happen to me as I wasnt insured? Thanks


Why are NADA values so much lower than Kelley Blue Book Values?

I’ve got a 96 Honda Accord EX V-TEC Coupe. I was recently in an accident and it wasn’t my fault. My car is probably going to be totaled. The KBB values are accurate as to what my car would sell for retail in my area. If the insurance company goes by this value I make out good. The NADA values are so out of range their comical. If insurance goes by these values I’m screwed and I’ll be forced to buy a pos junk mobile. The crazy thing is, theres probably thousands of 96 Accords but there’s only about 3 other 96 Honda Accord EX V-TEC Coupe’s for sale in the entire country and the price ranges from $6k-9K which is in line with KBB values. The prob is there so far away and theres only 3 so I don’t have much to base values on. Should I go to my local dealerships and ask them what they’d sell the car for so I have something to back me up?


Part time driver insurance?

Around how much would a 16 year old have to pay for part time driving insurance for a 2003 camry?


If i dont have insurance and i drive a friends car in which he has insurance on it.?

What would happen? would my friend be liable, and would he have to pay everything? or would his insurance cover his car?


Do self employed people pay less national insurance?

Do self employed people pay less national insurance?


I currently have whole life insurance, to help my family in case something happens. Should I have term also?

Also, what is a reasonable amount to have for both? I originally just wanted a whole life policy to cover funeral expenses etc just in case something happens to avoid burdening my family, but maybe I should try to get more while I’m young to save money, and also so my family will have money left over. I plan to live a long life, but ya never know. 🙂

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Looking for a cheap new car (2010-2013) with good fuel economy yet sporty and cheap to insure, any ideas?

I’m a 19 year old male so insurance pretty much sucks. I’m looking for either a new or used car that is cheap both to buy and insure, but is also sporty and fun to drive, and good on gas. Anybody have any ideas?


If i pay off my whole life insurance policy can i add additional money to the policy?

i’m getting 4% so i wanted to see if i’d be getting that on the new money added


Can a car insurance company charge for adding a non-driver?

Edit: I used to have a license, but I had untreated sleep apnea, causing me to fall asleep when I drove, leading to several accidents. I chose to stop driving for safety’s sake, but I never turned in my license, keeping it as ID (although i never renewed it when it expired). I found out much later that because I had paid some ticket but not some surcharge that went along with it, my license had actually been suspended. So I have no idea what my driving record really looks like now, but it may not be good.


Who pays the doctor’s income. The hospital they work at or the insurance that the doctor’s patients insurance?

Who pays the doctor’s income. The hospital they work at or the insurance that the doctor’s patients insurance?


How much would insurance on a 1990 dodge neon ?

I think it might be my first car , && I have to pay for insurance .


Iv’e received a letter from my home insurance provider?

Hi, i received a letter from my home insurance provider saying i may not have the correct cover for my home, the question i have is, why are they just sending this out to me now when i have had the insurance in place for over 7 months. could someone tell me what my rights are? cheers all


Will Homeowners Insurance cover severe damage to driveway caused by crane?

We had a very large tree removed from beside our house. The crane parked in the driveway and caused four very large depressions and crushed concrete.


Cheapest Insurance for a Yamaha R6 in the U.K?

hello, im thinking about getting my CBT and 125cc licence, because i dont want to get a 125cc bike, i want to get a 600cc yamaha r6 and restrict it to 33bhp, so that it runs like a 125, but the thing is that i dont know how much the insurance on it is going to be, as im gonna be a new biker i guess, so its scaring me, buying an r6 (second hand) alone is expensive enough. im a male, 19 turning 20 next month, i have no car or bike licence, if i buy the bike it would have done around 10000 miles and be around a 2000 model, i think r6’s have a standard security system on them or something, if i had it i would put it in my room, or outside infront of my room, in the driveway, im a student studying in university and i dont have a job so moneys tight. thanks for your help!!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car insurance and court hearing?

i drove my car without insurance and got by police got 6 points as i m on provisional then again after 2 months i got a car just to move in local place like for shopping and instead of geting a cab i thought i can use it but the moment i bought it i was driving back home police stopped me coz 1 break light was not working and got again points but the point is dvla didnt sent me a disqualification notice and after 3 months i was driving my friends car as it was just a scrap and had no fuel i was in petrol pump abt 12 at night police guys caught be because my friend was making some funny sounds there so got hearing and 1 yr ban…can some one tell me how much fine will i get and will they sentence me for jail…any help will be appriciated


Im looking for affordable whole life insurance for myself and my husband, we are on a fixed income.?

our ages are male 42 and female 41


Cheapest car insurance for 18 year old in NYC.?

I’m 18, I had my license since I turned 18 in december, I have a clean record and my mom wants me to register my car on my name so it can be cheaper for me in a few years.. I don’t wanna pay 200$ a month though, when she only pays like 90$ right now.. but I know since i’m young it will be alot. She has a clean driving record also and she’s been driving for a long time, so she will also be under my policy.. I know that kinda helps me out a bit. If you know any cheap/good companies, please let me know!!


I just got a check from my home insurance company?

Our home was sold at auction and the eviction process is about to begin. What should i do with the check? I thought it would have been sent to the bank, but it was sent to me.



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What is an average insurance rate for a house?

How do they figure insurance costs? About how much would annual insurance be for a $70,000 house? Thanks~!


I currently have whole life insurance, to help my family in case something happens. Should I have term also?

Also, what is a reasonable amount to have for both? I originally just wanted a whole life policy to cover funeral expenses etc just in case something happens to avoid burdening my family, but maybe I should try to get more while I’m young to save money, and also so my family will have money left over. I plan to live a long life, but ya never know. 🙂


Drunk driver killed in car accident, insurance rules suicide?

This is hypothetical. My husband and i were talking about this last night and were wondering. If a drunk driver hits another car or tree or something like that, and the crash kills him/her, is that ruled as a suicide for life insurance purposes? My husband says no because its not premeditated, but i would think that knowing your drunk and still trying to drive IS premeditation. So which is it: suicide or what?


Can a sprinter Van/Cargo Van converted qualify for RV insurance?

My understanding is that RV motorhome insurance is cheaper than that of a car. What if i own a sprinter van and i convert it into a motorhome, can it qualify for RV insurance? I have zero knowledge in this stuff so bear with me.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Does you’re engine being a V-8 vs a V-6 matter in what u pay for insurance?

i’m 16 and want to buy a white mustang, i’ll spend the extra money for the V-8 but i don’t know if it will increase my insurance costs, will it?


Claiming Home Insurance, need receipts??

Can someone tell me, when I Making a claim for home insurance, Do I have to provide all the receipts for my lost items? eg. Laptop, camera ….. Is it no receipt no claim?


Disability and life insurance – recommended companies?

What company do you buy disability and/or life insurance from? I want to purchase both disability and life insurance (preferably together) but I just don’t know where to start. I search on the web but I’ve never heard of any of these companies so I have no idea if they are a scam or not. My spouse and I are both young and healthy with no kids, but I want disability insurance because I’ve seen what can happen to people when they don’t have it, and life insurance because we both depend on each other’s incomes. Also, what kind of screening can I expect to be subjected to for such insurance? I talked to one company and he was talking about a rep coming to my house for urine samples! Is that normal?


What’s the cheapest car for insurance?

What’s the cheapest car for insurance?


How much would the car insurance cost on an 87 Jeep Cherokee?

Located in California.


Has anyone thought with the price of gas and insurance and maintenance and payments that it might?

I live on a bus route and I am just thinking about it that is all. It is a little revolutionary for me but I am close enough to my doctor’s office and a supermarket etc that I think it would be fine. I of course wouldn’t be galivanting around the countryside anymore but I would get more exercise and I probably spend less money. Just a thought


Am I paying a reasonable amount for car insurance?

Per month. Sorry.


Is gender discrimination in insurance wrong?

Should insurance rates be based on actuarial numbers and claims histories of groups or is it wrong to charge certain groups higher rates than others based on something they have no control over? A part of the new health insurance law seems to be that you must treat the genders the same (hence giving men coverage for pregnancy) and they charge both men and women who are otherwise the same risk the same. Yet for auto and life insurance men are charged more due to the perceived higher risk. Why is this allowed? Also, why is age discrimination allowed (something you can’t control) in insurance, for example higher rates for young drivers or higher health insurance for older patients, but racial discrimination is not allowed, even in cases where the racial differences are extremely high?


What is a good car insurance for someone that is 21?

im 21 my car is insured by my moms insurance but she wants to take me off. What are some good options??i live in california and im a full time student i know some insurance give discounts like mercury insurance

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I’m 23 years old & was wondering if applying for term life insurance would be for me?

What are the benefits of term life insurance? I recently got a job & they offer various insurance options.


I currently have whole life insurance, to help my family in case something happens. Should I have term also?

Also, what is a reasonable amount to have for both? I originally just wanted a whole life policy to cover funeral expenses etc just in case something happens to avoid burdening my family, but maybe I should try to get more while I’m young to save money, and also so my family will have money left over. I plan to live a long life, but ya never know. 🙂


Does it matter if you tell the insurance company?

that you are keeping your vehicle at ‘X’ address instead of your real address which is ‘Y’ address. Reason being that X is a way cheaper premuim than my Y premium. And its only for TPO insurance. Thanks


How much would auto insurance be around for an 18 year old female?

I’m looking to buy a car but before i do i want to make sure i can afford it with car insurance


Im a teen and I Need my license but insurance is getting in the way?

Im 17 and just got done with highschool. i want to get my drivers license by my parents wont let me because they keep on saying they have to add my to their policy right after i get my license. but i dont own a car yet? so do they have to add me? they have state farm. help please! i want my license bad and plus i dont work yet. findind a job but no one is hirnig atm so need help . plus when i get my permit do i have to be into the policy too? answer all of this please!!!!


Are BMW more expensive to insure?

Specifically a White 2006 BMW 325i. I’m 21, never had any traffic violations, had my license since I was 17. I’m looking to get rid of my old 1994 Crappy Mustang, and getting a White 06 3 Series BMW. Will my insurance be expensive? Additional Details: I plan on financing, which means it will require me to get full coverage.


Health Insurance Deductibles and Mental Health?

I am looking at getting insurance through health net. It says the medical deductible is $500. It also says that mental health outpatient services require prior authorization except for office visits (not sure what that means, does that mean that therapy sessions need to be authorized?). In this case, would I be paying out of pocket for the psychologist until I have paid $500 worth while also paying the monthly premium? Also, when applying through covered california does it check your credit to see if you are eligible? That seems strange. I have a very low income, but I did recently buy a car. Would that make it seem like I’m committing fraud? My income has also changed dramatically since last year. Would they base my eligibility for insurance based on last year or this year? Answers to any one of those questions is helpful. I’ve done hours of researching, but I just can’t seem to grasp the whole thing here. Thanks!


need a very cheap car insurance